Equity Release

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If you are unsure about specifics or have questions about equity release or would like a free, same day quotation - then please do get in touch with us by filling out our simple enquiry form.

It is always good to feel that you have enough money to do the things that you really enjoy. Retirement gives you the time to do the things that you enjoy but, as more and more people are finding out, it may also be a time when you do not have enough money.

At Professional Financial Services our aim is to ensure that you can make the most of your financial assets to allow you to enjoy the retirement you hoped for.

You've worked hard for your home - now make your home work for you

Many homeowners over 60, are realising that they can unlock some of the value of their property to improve their retirement. There are a number of equity release plans, the most popular type is a lifetime mortgage. In fact, over �1.1 billion pounds was released through lifetime mortgages in 2004*. This can be a way for you to benefit from the recent increases in the value of your property, without having to move home.

However you may choose to use the money � for home improvements, the holiday of a lifetime, helping out your family, or just to make sure you have that bit extra every day � releasing equity could be right for you. It allows you to unlock some of the cash tied up in your home, without having to move house.

All plans allow you to stay in your home and many have no monthly repayments to make. The equity release company receives their return from the sale of your home when you die, this means your estate is reduced, and in some cases receives nothing from the sale of your home.

With Professional Financial Services you have the comfort of knowing that you can choose from many products that guarantee your estate will never have to pay more than your house sells for. These products are part of the Safe Home Income Plans (SHIP) scheme.

What's more, recent regulation means that you have the reassurance of knowing that many plans are protected by rules set out by the Financial Services Authority. We can explain to you which products give you this protection and how it could benefit you.

Find out more about Equity Release

If you would like to find out how you could enhance your retirement we would be happy to help out with any additional information or to answer any questions you might have.

You may still be unsure whether it is something that could work for you. Deciding whether or not to release equity from your home is a big decision that you should think about carefully.

There are many things to consider, such as any effect it may have to your tax status, or your entitlement to some means tested benefits.

Releasing equity also means your estate would receive less - and depending on how much you release � it could receive nothing from the sale of your home.

Professional Financial Services can advise you on the impact on your personal circumstances and assist you with deciding whether this is an appropriate way for you to improve your current financial situation.

Should you decide that this is something you would like to progress we can also offer advice on the best plan for you.

Please contact us

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Tel:: +44 (0) 1403 780 770
Fax:: +44 (0) 1403 780 771
Email:: info@professionalfs.com
: Chris.spurgeon@professionalfs.com
Address:: Global House, Daux Road, Billingshurst, West Sussex, RH14 9SJ
Location:: View Office on Map

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Important

Your home may be repossessed if you do not keep up repayments on your mortgage.

Professional Financial Services is a trading name of Global Financial Ltd. Global Financial Limited is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Services Authority This communication is intended for the named addressee only. It contains information which may be confidential and which may also be priviledged. Unless you are the named addressee (or authorised to receive it for the addressee), you may not copy or use it, or disclose it to anyone else. If you have received this communication in error, please contact Professional FS IFA on 01403780770. This e-mail should not be assumed to create a contractual relationship unless confirmed by fax or letter. Registered in England, number 922704, registered office as above.

The Financial Services Authority does not regulate some aspects of commercial mortgages.

The Financial Services Authority does not regulate taxation and trust advice.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.