Life Assurance - optional extras

Most life policies have optional extras:

  1. Waiver of premium - If you cannot follow your normal occupation because of illness or injury, the insurance company will pay your premiums to maintain the benefits under the policy.
  2. Disability Benefit - The sum insured is payable if you become permanently disabled. There is no further payment on your subsequent death.
  3. Critical Illness Cover - The sum insured is paid out if you are diagnosed as having contracted one of a specified range of critical illnesses.
  4. Increase Option - The sum insured increases annually in line with inflation or by a fixed percentage.

Enquire

If you are unsure about specifics or have questions about life assurance or would like a free, same day quotation - then please do get in touch with us by filling out our simple enquiry form.

Read more about Life Assurance

Important

Your home may be repossessed if you do not keep up repayments on your mortgage.

Medics Financial Services is a trading name of Global Financial Ltd. Global Financial Limited is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England, number 922704, registered office as above.

The Financial Conduct Authority does not regulate some aspects of commercial mortgages.

The Financial Conduct Authority does not regulate taxation and trust advice.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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