Self-Certification

Sometimes with a fluctuating or seasonal income it is difficult to prove to a lender that you can afford the mortgage you require.

With this in mind a number of lenders will now consider self-certification of an applicant's income, where they are self-employed or company directors.

This means that a self-employed applicant can state their income level on an application form and the lender will not carry out any further checks.

The overall cost for comparison is 7.5% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.