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Sometimes with a fluctuating or seasonal income it is difficult to prove to a lender that you can afford the mortgage you require.
With this in mind a number of lenders will now consider self-certification of an applicant's income, where they are self-employed or company directors.
This means that a self-employed applicant can state their income level on an application form and the lender will not carry out any further checks.
The overall cost for comparison is 7.5% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Talk to us about self certification now by completing our enquiry form. We do not charge broker fees and can provide a same day written quotation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Professional Financial Services is a trading name of Global Financial Ltd. Global Financial Limited is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England, number 922704, registered office as above.
The Financial Conduct Authority does not regulate some aspects of commercial mortgages.
The Financial Conduct Authority does not regulate taxation and trust advice.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
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"I have been receiving very sound, reliable, thorough, unbiased and extremely professional advice for the past eight years. This company has certainly stood the test of time and, without exception, the advice has been spot on. I have observed a seamless journey through developing technology with the resulting consistent top of the range care. I am very grateful for the confidence you inspire in me, and the comfort I now enjoy knowing that my financial affairs are in the best of hands. Thank you!"
Tom Browne MB. FRCS.M.Ch FRCS (Gen), Consultant Vascular Surgeon, Broomfield Hospital
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